The Co-op Credit Union

Eligibility

Getting started

All about you

Loan

Your application

Finances

Income and spending

Confirmation

Review and join

I can join The Co-op Credit Union because…

I am employed by:

I am a member of:

I am a retired employee of:

I am a family member of an existing member and we live at the same address

If you're unsure and want to check if you are able to join us, see the full list of eligible organisations (listed at the bottom of the page) or please e-mail the office credit.union@co-operativecreditunion.coop.

Title

First name

Middle name

Surname

Gender

Date of birth

National Insurance Number

Address

City

County

Post code

Period at this address

Address

City

County

Post Code

If you are applying online, we require you to provide us with your current mobile number and email address. If you do not have either of these, you can still apply, however, you will need to contact us to complete your application offline.

Mobile phone

Home phone

Email address

Confirm email

Number of Dependants

I pay my income tax in

Identity number

This loan calculator is for illustrative purposes only; the figures listed are representative and not guaranteed.

Loan amount

Loan term period

I want to borrow

£

Over this length of time

Months

Interest rate

%

Savings

£

As a member, you must save a minimum of £10 per month whilst repaying your loan.

Purpose of Loan

Monthly Loan Repayment (inc Interest) (£)	Total Interest Payable (£)	Total Repayment (£)

Payments (£)

Interest Payable (£)

Total Payment (£)

You can join for as little as £1 per month for one entry, up to a maximum of £10 per month for ten entries.

I want to join the lottery

Amount

This is the account that we will pay the money to if your loan application is successful.

Account number

Sort code

Please enter your national insurance number.

National Insurance Number

Payroll/Employer number

I authorise The Co-op Credit Union to arrange deductions from my payroll as set out above, beginning from the first possible pay day until instructed otherwise. I authorise The Co-op Credit Union to be notified of my leaving or termination of employment date.

Required fields are denoted with: *

Living Arrangements

Mortgage Term Remaining

Please specify:

Company name

Amount owed

Monthly repayments

Company name

Card limit

Card balance

Average monthly repayments

The Co-op Credit Union uses an online service which meets the requirement of anti-money laundering legislation, allowing us to verify the identity of new members. If we cannot find out enough information about you we reserve the right to ask for documentation.

The Co-op Credit Union will process your data in accordance with your rights under data protection legislation. Your personal details will only be shared with licensed credit reference agencies and for debt recovery purposes, should this be necessary. For further information, please see our privacy policy.

Your eligible deposits with us are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit protection scheme. Any deposits you hold above the £85,000 limit are not covered. For further information please visit www.fscs.org.uk.

I hereby apply for membership of The Co-op Credit Union and agree to the Terms and Conditions of Membership.

I declare that the information given on this form is true and accurate to the best of my knowledge. I understand that my main account must hold a minimum of £5.00 at all times. I agree that the personal information on this form and other information collected and held by the credit union can be stored on paper or electronically. All information is held in accordance with data protection legislation in the strictest confidence.

I acknowledge that I have read and agree to the privacy policy.

Updating our member co-owners: as per our Terms and Conditions of Membership as-co-owners, we send members on average quarterly updates by email or SMS about what’s going on at The Co-op Credit Union.

If you are happy to receive additional marketing contact from us, please indicate your consent by ticking the appropriate boxes:

Phone

Email

Text message

Post

Have you been a member of our credit union before?

No

Yes

How did you hear about the credit union?

If you are subject to any of the following, please select and we will ask you to provide more information once your loan application is received:

I am subject to a County Court Judgement

I am subject to Bankruptcy

I am subject to an Individual Voluntary Arrangement

I am currently on Sick Leave

I am currently on Maternity Leave

I am subject to Undischarged Bankruptcy

I am subject to Mortgage and/or Loan Arrears

I am subject to a Debt Management Program

We may ask for copies of your last two months’ payslips and bank statements.

By clicking in the signature box below a tick will be inserted which will represent your electronic signature. As part of the sign up for membership we will be required to run a identify and verification check. If, for any reason, we are unable to verify your identity we will get in touch to arrange for you to provide us with your identity documents to complete the sign up process.

I hereby declare the above information is true and agree to the terms and conditions of the credit union.

Digital signature

Thank you for applying to join and borrow from The Co-op Credit Union- your application has been received and is almost complete.

Next Steps – We need to verify your qualification as a member:

We require a copy of your latest payslip. (Screen shots acceptable).
The safest and most secure way to send this is via our secure messaging app, Nivo. We will use this to provide updates on your application, exchange documents and sign your loan agreement. In order to speed up your loan application, please download Nivo to your smartphone or tablet device now by clicking here.
Alternatively this can be emailed to credit.union@co-operativecreditunion.coop or posted to The Co-op Credit Union, 1 Angel Square Manchester, M60 0AG

We look forward to welcoming you as a member soon and will keep you updated on the progress of your loan application.

Facebook Twitter Blog

Thank you for applying to join and borrow from The Co-op Credit Union- your application has been received and is almost complete.

Next Steps – We need to verify your qualification as a member:

We require a copy of your latest payslip. (Screen shots acceptable).
The safest and most secure way to send this is via our secure messaging app, Nivo. We will use this to provide updates on your application, exchange documents and sign your loan agreement. In order to speed up your loan application, please download Nivo to your smartphone or tablet device now by clicking here.
Alternatively this can be emailed to credit.union@co-operativecreditunion.coop or posted to The Co-op Credit Union, 1 Angel Square Manchester, M60 0AG

We look forward to welcoming you as a member soon and will keep you updated on the progress of your loan application.

Facebook Twitter Blog

Membership eligibility

I can join The Co-op Credit Union because…

Please select ONE option from the following

Note: this could be your employer (e.g The Co-op), or an organisation you’re a member of (e.g. Usdaw or a Co-op) etc.

Current employees

Members

Retired employees

Family members

Personal information

Where you live

Previous Address
We require your previous address because you have told us you have lived at your current address for less than 3 years

Contacting you
Please provide the information below so that we can contact you regarding your account

Dependants

Overseas residents
If you reside outside the UK, please complete the boxes below as we are obliged to obtain details of where you pay your tax for HMRC.

Loan amount
How much money you are applying for

Projected loan repayments

Lottery
The Friends of The Co-operative Credit Union Lottery helps fund work in support of The Co-op Credit Union and benefits members with the chance to win cash prizes. Our prize fund is over £1,500 each month.

Bank Details to Receive Loan

National Insurance Number

Repayment Details
If your application is successful, your contributions will be taken by payroll deduction. Your main account must hold a minimum of £5 at all times. Minimum monthly savings amount £10.

Financial Information

Lenders
List of current outstanding loans, hire purchase and finance agreements (e.g. buy now pay later)

Credit cards
List of any credit/store cards

Confirmation

Declaration

Communication consent

Additional information
It is important that we make sure we are here for as many people as possible from all different backgrounds. All of your information is kept strictly confidential and will have no bearing on the service from us.

Terms and conditions

We've received your application

Application reference number:

For the latest news from The Co-op Credit Union, follow us on social media

We've received your application

Application reference number:

Keep up to date with our latest news

	There is no mobile number on record.
	There is no email address on record.

To begin your application, please confirm:

Unfortunately, you are not eligible to apply for a loan at this time. However, you may still wish to join the credit union. Apply to join here.

Membership eligibility

I can join The Co-op Credit Union because…

Please select ONE option from the following Note: this could be your employer (e.g The Co-op), or an organisation you’re a member of (e.g. Usdaw or a Co-op) etc.

Current employees

Members

Retired employees

Family members

Personal information

Where you live

Previous Address We require your previous address because you have told us you have lived at your current address for less than 3 years

Contacting you Please provide the information below so that we can contact you regarding your account

Dependants

Overseas residents If you reside outside the UK, please complete the boxes below as we are obliged to obtain details of where you pay your tax for HMRC.

Loan amount How much money you are applying for

Projected loan repayments

Lottery The Friends of The Co-operative Credit Union Lottery helps fund work in support of The Co-op Credit Union and benefits members with the chance to win cash prizes. Our prize fund is over £1,500 each month.

Bank Details to Receive Loan

National Insurance Number

Repayment Details If your application is successful, your contributions will be taken by payroll deduction. Your main account must hold a minimum of £5 at all times. Minimum monthly savings amount £10.

Financial Information

Lenders List of current outstanding loans, hire purchase and finance agreements (e.g. buy now pay later)

Credit cards List of any credit/store cards

Confirmation

Declaration

Communication consent

Additional information It is important that we make sure we are here for as many people as possible from all different backgrounds. All of your information is kept strictly confidential and will have no bearing on the service from us.

Terms and conditions

We've received your application

Application reference number:

For the latest news from The Co-op Credit Union, follow us on social media

We've received your application

Application reference number:

Keep up to date with our latest news

Please select ONE option from the following

Note: this could be your employer (e.g The Co-op), or an organisation you’re a member of (e.g. Usdaw or a Co-op) etc.

Previous Address
We require your previous address because you have told us you have lived at your current address for less than 3 years

Contacting you
Please provide the information below so that we can contact you regarding your account

Overseas residents
If you reside outside the UK, please complete the boxes below as we are obliged to obtain details of where you pay your tax for HMRC.

Loan amount
How much money you are applying for

Lottery
The Friends of The Co-operative Credit Union Lottery helps fund work in support of The Co-op Credit Union and benefits members with the chance to win cash prizes. Our prize fund is over £1,500 each month.

Repayment Details
If your application is successful, your contributions will be taken by payroll deduction. Your main account must hold a minimum of £5 at all times. Minimum monthly savings amount £10.

Lenders
List of current outstanding loans, hire purchase and finance agreements (e.g. buy now pay later)

Credit cards
List of any credit/store cards

Additional information
It is important that we make sure we are here for as many people as possible from all different backgrounds. All of your information is kept strictly confidential and will have no bearing on the service from us.