Our eligibility criteria
Our join & borrow form is for employees and pensioners of eligible co-operative organisations.
Other applicants must first join the credit union before applying for a loan.
In addition, please confirm:
You are a UK resident over the age of 18
You consent to us accessing your credit file
You have the available income to afford the repayments of the loan
You have not been registered as insolvent in the last 6 years
You are borrowing for your personal needs and not for business purposes
You have not served or been served termination of your employment
Our eligibility criteria
Unfortunately, you are not eligible to apply for a loan at this time. However, you may still wish to join the credit union. Apply to join here.
Eligibility
Getting started
All about you
Loan
Your application
Income
How much you make
Expenses
How much you spend
Confirmation
Review and join